Since December 23, 2020, the distribution of brokerage commissions for real estate sales has been subject to new legal regulations: If the seller of a single-family home or apartment commissions or "appoints" a broker, they must pay at least half of the commission. However, there are a few things you as a seller need to bear in mind with the new regulations: They do not apply to all properties or all buyers. In this clear and easy-to-understand guide, we explain all the details.

• These new rules apply to you as a seller.
• What is changing?
• Why not just market it yourself?
• New rules – higher prices

Your property is the center of your life, a significant asset, and an integral part of your retirement planning. Unfortunately, it happens all too often that partners grow apart and separate. When a divorce occurs, everything seems to fall apart, and yet there is much to be settled and considered. In addition to the emotional disappointment, there are many legal and financial questions to be addressed. Property owners should think carefully about what should happen to the family home or investment property. With this guide, we would like to inform you about your options.

• Sell or wait and see?
• What happens to the loan?
• Transfer of the property
• One wants to sell, the other doesn't
• Impartial advisors with an eye for detail

No one likes to deal with settling their estate. However, we recommend that you make provisions early on and organize your estate. Even if you want to avoid your heirs having to sell or mortgage the property in the event of inheritance in order to pay the inheritance tax, you should take precautions now.

• Right of residence or usufruct?
• Gifts during your lifetime
• Tax exemption for spouses or children
• Tax classes and allowances

Your own property is an important component of your retirement provision—but it can also become a major challenge in old age. Think about it early on! Our knowledgeable experts can advise you! This short guide is intended to give you an overview of some of your options.

• Renovation, partial rental, or sale?
• Be careful with listed buildings
• Sale with real estate pension